Let me elaborate on one of the short answers...

> Short answers....
>
> > 3) Should InterBase just get out of the business of
> > creating indexes on foreign keys?
>
> Yes

This kind of thing should be the responsability of whatever tool I use to
create databases.

Ideally, the tool would let me setup an option to let it create indexes on
foreign keys behind the scenes for me.

Marcelo Lopez Ruiz