> Could anyone explain "the point in time"? Does it mean number of
> seconds elapsed after the transaction is started?

Yes. Or rather since the last update of the transaction that
cleared these countdowns down ( not had to use them so I am
not sure exactly what resets that timer ).

It's one of those funny english expresions that do not
translate well, so perhaps a slightly different wording
would be better.

--
Lester Caine
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L.S.Caine Electronic Services